Rates Effective: 01/17/2012 INTEREST RATES ON CONSUMER LOANS

 

INTEREST RATES FOR REAL ESTATE LOANS FOR DAILY NATIONAL MORTGAGE RATES CLICK HERE

                     Mortgage Loans 1 to 48 months

	RATE	POINTS	APR*
1st	5.00	0	5.00
2nd	6.00	0	6.00

                      Mortgage Loans 49 to 60 months 

	RATE	POINTS	APR*
1st	5.00	0	5.00
2nd	6.00	0	6.00

                      Mortgage Loans 61 to 360 months

	RATE	POINTS	APR*
1st**	5.00	0	5.00
2nd**	6.75	0	6.75

             

*   Annual Percentage Rate **1st and 2nd Mortgage loans over 84 months contain a 5 year balloon  Rates are subject to change without notice and depend in part on your unique credit history and transaction characteristics. Loan pricing may only be locked through a loan officer to be effective. FOR DAILY NATIONAL MORTGAGE RATES CLICK HERE Go To Loan Application   Go To Calculators

 

CERTIFICATE & CERTIFICATE IRA ACCOUNTS

Certificate Term	APR*	APY
3 month certificate over $500	.30	.30
3 month certificate over $10,000 or an IRA	.35	.35
6 month certificate over $500	.35	.35
6 month certificate over $10,000 or an IRA	.40	.40
12 month certificate over $500	.55	.55
12 month certificate over $10,000 or an IRA	.60	.60
18 month certificate over $500	.60	.60
18 month certificate over $10,000 or an IRA	.65	.65
24 month certificate over $500	.80	.80
24 month certificate over $10,000 or an IRA	.85	.85
36 month certificate over $10,000 or an IRA	1.15	1.15

* Annual Percentage Rate calculation based on quarterly compounding. Dividends paid quarterly, early withdrawal penalties apply to all certificates. Minimum deposit to open and to maintain to earn interest is $500.00 Rates are subject to change without notice. CALL US FOR "SPECIAL MEMBER PRIVILEGE" CERTIFICATE RATES- (None at this time)

 

Share Accounts	Rate
Regular Shares	.25
Kid's Club Shares	.50