Rates Effective: 08/17/2010 INTEREST RATES ON CONSUMER LOANS

Loan Type	Interest Rate /APR*
Auto Loans	4.50% - 15.95%
Recreational Vehicles	6.99% - 15.95%
Signature Loans	10.50% - 18.00%

 

INTEREST RATES FOR REAL ESTATE LOANS FOR DAILY NATIONAL MORTGAGE RATES CLICK HERE

                     Mortgage Loans 1 to 48 months

	RATE	POINTS	APR*
1st	6.00	0	6.00
2nd	6.25	0	6.25

                      Mortgage Loans 49 to 60 months 

	RATE	POINTS	APR*
1st	6.00	0	6.00
2nd	6.50	0	6.50

                      Mortgage Loans 61 to 360 months

	RATE	POINTS	APR*
1st**	6.00	0	6.00
2nd**	6.75	0	6.75

             

*   Annual Percentage Rate **1st and 2nd Mortgage loans over 84 months contain a 5 year balloon  Rates are subject to change without notice and depend in part on your unique credit history and transaction characteristics. Loan pricing may only be locked through a loan officer to be effective. FOR DAILY NATIONAL MORTGAGE RATES CLICK HERE Go To Loan Application   Go To Calculators

 

CERTIFICATE & CERTIFICATE IRA ACCOUNTS

Certificate Term	APR*	APY
3 month certificate over $500	.75	.75
3 month certificate over $10,000 or an IRA	.75	.75
6 month certificate over $500	.75	.75
6 month certificate over $10,000 or an IRA	.87	.87
12 month certificate over $500	1.00	1.00
12 month certificate over $10,000 or an IRA	1.13	1.13
18 month certificate over $500	1.25	1.26
18 month certificate over $10,000 or an IRA	1.38	1.39
24 month certificate over $500	1.38	1.39
24 month certificate over $10,000 or an IRA	1.50	1.51
36 month certificate over $10,000 or an IRA	2.00	2.02

* Annual Percentage Rate calculation based on quarterly compounding. Dividends paid quarterly, early withdrawal penalties apply to all certificates. Minimum deposit to open and to maintain to earn interest is $500.00 Rates are subject to change without notice. CALL US FOR "SPECIAL MEMBER PRIVILEGE" CERTIFICATE RATES- (None at this time)

 

Share Accounts	Rate
Regular Shares	.70
Kid's Club Shares	.95