|
Rates Effective: 06/18/2008
INTEREST RATES FOR CONSUMER LOANS
|
AUGUST LOAN SPECIAL
GET UP TO 1% OFF CURRENT LOAN RATES
BASED ON THE M.P.G. OF YOUR VEHICLE*
*CONTACT YOUR LOAN OFFICER FOR DETAILS
*W.A.C., some restrictions apply, not all vehicles may qualify, program may be withdrawn without notice
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Loan Type
|
Interest Rate
|
|
Auto Loans
|
5.75% - 16.95%
|
|
Recreational Vehicles
|
8.00% - 16.00%
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|
Signature Loans
|
10.50% - 17.50%
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Mortgage Loans up to 60 months
| |
RATE
|
POINTS
|
APR*
|
| 1st |
6.00
|
0
|
6.00
|
| 2nd |
6.50
|
0
|
6.50
|
Mortgage Loans 61-84 months
| |
RATE
|
POINTS
|
APR*
|
| 1st |
6.25
|
0
|
6.25
|
| 2nd |
6.625
|
0
|
6.625
|
Mortgage Loans 85-360 months
| |
RATE
|
POINTS
|
APR*
|
| 1st** |
6.00
|
0
|
6.00
|
| 2nd** |
6.75
|
0
|
6.75
|
|
CERTIFICATE & CERTIFICATE IRA ACCOUNTS
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|
Certificate Term
|
Rate
|
APY*
|
| 3 month certificate over $500 |
2.25
|
2.27
|
| 3 month certificate over $10,000 or an IRA CD |
2.25
|
2.27
|
| 6 month certificate over $500 |
2.25
|
2.27
|
| 6 month certificate over $10,000 or an IRA CD |
2.50
|
2.52
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| 12 month certificate over $500 |
2.50
|
2.52
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| 12 month certificate over $10,000 or an IRA CD |
3.00
|
3.03
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| 18 month certificate over $500 |
2.50
|
2.52
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| 18 month certificate over $10,000 or an IRA CD |
3.00
|
3.03
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| 24 month certificate over $500 |
3.00
|
3.03
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| 24 month certificate over $10,000 or an IRA CD |
3.25
|
3.29
|
| 36 month certificate over $10,000 or an IRA CD |
3.50
|
3.55
|
|
* Annual Percentage Rate calculation based on quarterly compounding. Dividends paid quarterly, early withdrawal penalties apply to all certificates.
Minimum deposit to open and to maintain to earn interest is $500.00
CALL US FOR "SPECIAL MEMBER PRIVILEGE" CERTIFICATE RATES
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Share Accounts
|
Rate
|
| Regular Shares |
.80
|
| Kid's Club Shares |
1.05
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